CapBudget: Bajet
Rekod perbelanjaan dan bajet keluarga, urus kewangan harian dengan mudah.



CapBudget ialah perancang bajet dan aplikasi rekod perbelanjaan untuk isi rumah dan keluarga. Semuanya kekal pada peranti anda: tiada akaun, pendaftaran, storan awan, iklan atau penjejakan, dan aplikasi ini berfungsi tanpa talian. Percuma.
Apa yang dilakukan oleh CapBudget
Import fail csv
Import fail CSV yang dieksport daripada bank anda. Padankan lajur sekali sahaja, pratonton data yang akan diimport dengan semakan rekod pendua dan tarikh, kemudian sahkan. Tiada data diteka secara senyap.
Biar peraturan mengelaskan rekod
Cipta peraturan mudah seperti “mengandungi SEWA → Rumah / Sewa” dan CapBudget akan mengelaskan transaksi anda. Gunakan semula peraturan pada rekod terdahulu bila-bila masa. Pembetulan manual anda tidak akan ditindih.
Lihat ke mana wang anda pergi
Tapis mengikut julat bulan, aliran tunai atau kategori, kemudian eksport mana-mana carta sebagai imej.
- Aliran isi rumah: carta Sankey daripada pendapatan kepada kategori dan baki
- Pecahan: pendapatan dan perbelanjaan mengikut kategori, dengan paparan terperinci apabila diketuk
- Aliran wang keluar: carta yang menyusun perbelanjaan terbesar dahulu
- Baki sepanjang bulan: lihat perubahan baki hari demi hari
- Perbandingan kadar belanja: bandingkan setiap bulan dengan kadar perbelanjaan yang sekata
Sasaran bajet
Bandingkan rekod perbelanjaan bulanan dengan kaedah 50/30/20 untuk keperluan, kehendak dan simpanan, atau tetapkan peratusan sendiri. Lihat sasaran berbanding perbelanjaan sebenar. Gunakan bajet keluarga untuk merancang kewangan isi rumah.
Bulan anda, cara anda
Tetapkan permulaan bulan bajet pada mana-mana hari supaya selari dengan tarikh gaji anda. Sesuaikan kategori, subkategori dan aliran tunai. Semak perbelanjaan harian dan bulanan dengan lebih teratur.
Data anda kekal milik anda
Semua data disimpan dalam satu fail pada peranti anda. Eksport salinan sandaran bila-bila masa dan simpan di tempat pilihan anda. Data tidak pernah dimuat naik.
Pilih tema cerah atau gelap.
Untuk siapa
- Isi rumah dan keluarga yang mahu mengikuti belanjawan mereka daripada eksport CSV bank mereka.
- Orang yang tidak mahu menyerahkan butiran log masuk bank atau membuat akaun untuk menjejak perbelanjaan.
- Orang yang letih dengan kebocoran data dan mahu mengambil semula kawalan data kewangan mereka: di sini data tidak pernah meninggalkan telefon, jadi tiada apa yang boleh bocor daripada pelayan.
- Orang yang mengikuti peraturan 50/30/20, atau yang bulan belanjawannya bermula pada hari gaji masuk.
Mengapa memilih CapBudget
- Mengutamakan tempatan: tiada akaun, tiada awan, tiada iklan, tiada penjejakan. Transaksi anda kekal dalam satu fail pada peranti anda.
- Berfungsi sepenuhnya tanpa talian, dan percuma.
- Mengimport CSV mana-mana bank, dengan pengesanan pendua dan semakan tarikh yang ketat. Peraturan pengkategorian tidak pernah menulis ganti pembetulan manual anda.
Apa yang aplikasi ini belum lakukan
- Belum ada penyegerakan bank automatik. Anda mengimport eksport CSV daripada bank anda.
- Belum ada penyegerakan antara beberapa peranti. Gunakan eksport sandaran untuk memindahkan data anda.
Prinsip Pixeon. Aplikasi Pixeon mengutamakan tempatan: tiada akaun, tiada penjejakan, dan data anda kekal pada telefon anda. Jika sesebuah aplikasi pernah menyambung ke rangkaian, ia hanya berlaku apabila anda memilih untuk menghidupkan ciri yang anda perlukan, dan dasar privasi dikemas kini sebelum ia dikeluarkan.
Lihat CapBudget beraksi.









Dapatkan CapBudget.
Percuma di iPhone. Android akan datang tidak lama lagi.
Support the project
Teks di bawah adalah dalam bahasa Inggeris. Versi bahasa Inggeris diutamakan.
CapBudget is a budgeting app that I develop and maintain on my own, in my spare time alongside my day job. It is a local-first project: your data stays on your device.
No account, no ads, and no tracking.
If you find the app useful, the occasional coffee helps keep me motivated to keep releasing improvements. Buy me a coffee, and thank you for your support, whatever form it takes.
Privacy policy
Teks di bawah adalah dalam bahasa Inggeris. Versi bahasa Inggeris diutamakan.
Last updated: 2026-10-06
CapBudget is a local-first budgeting app. The short version: nothing leaves your device, and we collect nothing.
What data the app handles
Everything you put into CapBudget (bank transactions, account references,
categories, categorization rules, budget targets, and app settings) is
stored only in a single SQLite database on your device
(household.sqlite), in the app's own private storage. There is
no account, no login, and no CapBudget server.
What we collect
Nothing. No analytics or usage tracking, no advertising or advertising identifiers, no crash or diagnostics reporting, no third-party SDKs that phone home, no network calls to any CapBudget-operated service (there is none). The app functions fully offline.
CSV imports
When you import a bank CSV export, the file is parsed on your device. It is not uploaded anywhere and is not retained by the app unless you choose “keep” during import.
Backups
You can export a backup from Settings. The backup is a file you control. CapBudget does not upload it and has no access to wherever you save it.
Permissions
The app requests no location, contacts, camera, microphone, or other sensitive permissions, only its own private storage.
Optional tips
CapBudget is free. If you wish, you can leave the developer an optional tip; a tip never unlocks anything. On iOS this uses Apple’s in-app purchase: the payment is processed entirely by Apple, and CapBudget never sees your payment details, your Apple ID or your purchase history, and receives no personal information. On Android and in a web browser a button opens an external donation page in your browser; that page is operated by a third party (Buy Me a Coffee) under its own privacy policy, and nothing from the app is sent to it.
Bank-account references
An account number/IBAN from your CSV is stored to group transactions by account, kept only on your device. In the UI only the last 4 characters are shown.
Contact form on this website
If you write to us through this site, we use your message and the email address you optionally give only to reply. Bot protection is provided by Cloudflare and email delivery by Resend.
Language choice on this website
When you choose a language, or when this site opens a page in your browser's language, it stores
one small functional cookie (pxl, a language code, one year) so that your choice is
remembered. If this site suggests a page in your browser's language and you close that suggestion,
your browser also keeps a local note (pxl-banner-off, in local storage, 30 days) so the
suggestion does not come back. Neither identifies anyone, neither is used for tracking or advertising,
and neither is shared. You can delete them in your browser at any time.
Website statistics
This website uses Cloudflare Web Analytics to count visits (pages viewed, country, browser type, loading speed). It sets no cookie, does not use local storage, does not fingerprint your device, does not follow you across sites and does not build a profile of you. Search engines (for example Google Search Console) give us aggregated search statistics, without any data about individual visitors. We use no advertising or other analytics service. None of this concerns the app itself, which collects nothing.
Children
CapBudget is a general-purpose finance tool and is not directed at children.
Changes
An updated policy will be published at this URL with a new date above.
Contact
Questions about privacy: capbudget-contact@pixeon.net
Support
Teks di bawah adalah dalam bahasa Inggeris. Versi bahasa Inggeris diutamakan.
Last updated: 2026-10-06
CapBudget is a small independent app that keeps your budget on your device only: no account, no sign-up, no server. Answers to the most common questions are below.
We do our best to reply within a few days. To help us, tell us your device model, its system version and what you were doing. Please do not send real bank data or account numbers.
Where is my data stored?
Only on your device, in the app's own private storage. There is no CapBudget account and no CapBudget server, so nobody, including us, can see or recover your data. Details in the privacy policy.
How do I back up my data or move to a new phone?
- Open Settings → Backup & restore →
Download a backup. You get a
.sqlitefile: keep it wherever you like (Files, a cloud drive, your computer). - On the new device, install CapBudget, open Settings → Backup & restore, choose the file and tap Restore from a backup.
A restore replaces everything currently in the app.
I deleted the app or lost my phone: can my data be recovered?
Not unless you exported a backup: the data lives only on the device. Download a backup regularly.
How do I import my bank's transactions?
Export a CSV file from your bank's website, then open the Import CSV tab, choose the file, map its columns once, check the preview (duplicates and invalid dates are flagged) and confirm. Nothing is imported until you confirm.
Can transactions be categorized automatically?
Yes. In Reference data → Rules, create rules such as "label contains RENT → Housing / Rent". You can re-apply them to past transactions at any time; transactions you edited by hand are protected unless you explicitly choose to overwrite them.
How do I change the language, the theme or the start day of my budget month?
The language button is in the top bar. The theme and the day your budget month starts are in Settings. CapBudget is available in English, French, German, Spanish, Portuguese and Italian.
How do I remove the sample data?
Settings → Sample data → Remove sample data. Only the sample transactions are removed, never your own.
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