CapBudget 已上架 App Store CapBudget app icon

CapBudget 预算

家庭预算、预算规划,轻松 记账,收支情况一目了然,数据仅保存在本机。

下载于 App Store即将上架Google Play
扫码安装打开适合您手机的商店
CapBudget 2/6
CapBudget 1/6
CapBudget 3/6

CapBudget 是一款帮助 家庭 做好 家庭预算、预算规划 与日常 记账 的收支工具。所有数据都保存在您的设备上:无需账户或注册,不用云端,没有广告或跟踪,并且完全支持 离线 使用。免费。

功能介绍

CapBudget 的功能

导入银行导出的文件

导入银行导出的 CSV 文件。设置一次列映射,预览导入内容后再确认。应用会检查重复记录和日期,不会在未经确认的情况下擅自推断。

用规则整理收支

创建简单规则,例如“包含 RENT → 住房 / 房租”,CapBudget 就会为交易分类。您可以随时对历史交易重新运行规则,手动修改的内容不会被覆盖。

查看钱花到哪里

按月份范围、现金流或类别筛选,也可将图表导出为图片。

  • 家庭收支流向:通过桑基图查看收入、分类支出和结余
  • 分类明细:查看各类别的收入和支出,轻点即可深入查看
  • 支出去向:按金额从高到低查看支出瀑布图
  • 月度变化:逐日查看当月剩余金额
  • 支出节奏:将每月支出与平稳消耗的节奏进行比较

预算目标

按 50/30/20 规则对照每月支出,将资金分为需要、想要和储蓄;也可以自定义比例,查看目标与实际情况的差异。您可以设置 预算 目标。

按自己的习惯安排月份

预算月份可以从任意一天开始,更贴合实际薪资到账时间。类别、子类别和现金流均可自定义。

数据由您掌控

所有数据都保存在设备上的一个文件中。您可以随时导出备份,并自行保存到喜欢的位置。数据不会上传。您可将它作为 离线 记账软件 或 记账本 使用,按自己的 规划 进行收支 管理。

支持浅色和深色主题。

适合哪些人

  • 想通过银行导出的 CSV 文件管理预算的家庭。
  • 不想交出银行登录信息,也不想注册账号就能记录开支的人。
  • 厌倦了数据泄露、想把财务数据掌握在自己手里的人:这里的数据始终不离开手机,服务器上没有什么可泄露的。
  • 遵循 50/30/20 法则,或预算月份从发薪日开始的人。

为什么选择CapBudget

  • 本地优先:没有账号,没有云端,没有广告,没有跟踪。您的交易记录只保存在设备上的一个文件里。
  • 完全离线运行,而且免费。
  • 可导入任何银行的 CSV 文件,支持重复检测和严格的日期检查。分类规则不会覆盖您手动做的修改。

目前还不支持的功能

  • 暂不支持与银行自动同步。您需要导入银行导出的 CSV 文件。
  • 暂不支持多台设备之间同步。请使用备份导出来迁移数据。

Pixeon 的原则. Pixeon 的应用以本地优先:无需账号,没有跟踪,您的数据只保存在手机里。如果某个应用将来需要联网,也只会在您主动开启所需功能时才会连接,并且在该功能发布之前,我们会先更新隐私政策。

随身携带

体验 CapBudget 的实际效果。

CapBudget 1/6
CapBudget 2/6
CapBudget 3/6
CapBudget 4/6
CapBudget 5/6
CapBudget 6/6
CapBudget iPad 1/3
CapBudget iPad 2/3
CapBudget iPad 3/3
免费

获取 CapBudget。

iPhone 免费。Android 即将推出。

下载于 App Store即将上架Google Play
打开适合您手机的商店

Support the project

CapBudget is a budgeting app that I develop and maintain on my own, in my spare time alongside my day job. It is a local-first project: your data stays on your device.

No account, no ads, and no tracking.

If you find the app useful, the occasional coffee helps keep me motivated to keep releasing improvements. Buy me a coffee, and thank you for your support, whatever form it takes.

Privacy policy

Last updated: 2026-10-06

CapBudget is a local-first budgeting app. The short version: nothing leaves your device, and we collect nothing.

What data the app handles

Everything you put into CapBudget (bank transactions, account references, categories, categorization rules, budget targets, and app settings) is stored only in a single SQLite database on your device (household.sqlite), in the app's own private storage. There is no account, no login, and no CapBudget server.

What we collect

Nothing. No analytics or usage tracking, no advertising or advertising identifiers, no crash or diagnostics reporting, no third-party SDKs that phone home, no network calls to any CapBudget-operated service (there is none). The app functions fully offline.

CSV imports

When you import a bank CSV export, the file is parsed on your device. It is not uploaded anywhere and is not retained by the app unless you choose “keep” during import.

Backups

You can export a backup from Settings. The backup is a file you control. CapBudget does not upload it and has no access to wherever you save it.

Permissions

The app requests no location, contacts, camera, microphone, or other sensitive permissions, only its own private storage.

Optional tips

CapBudget is free. If you wish, you can leave the developer an optional tip; a tip never unlocks anything. On iOS this uses Apple’s in-app purchase: the payment is processed entirely by Apple, and CapBudget never sees your payment details, your Apple ID or your purchase history, and receives no personal information. On Android and in a web browser a button opens an external donation page in your browser; that page is operated by a third party (Buy Me a Coffee) under its own privacy policy, and nothing from the app is sent to it.

Bank-account references

An account number/IBAN from your CSV is stored to group transactions by account, kept only on your device. In the UI only the last 4 characters are shown.

Contact form on this website

If you write to us through this site, we use your message and the email address you optionally give only to reply. Bot protection is provided by Cloudflare and email delivery by Resend.

Language choice on this website

When you choose a language, or when this site opens a page in your browser's language, it stores one small functional cookie (pxl, a language code, one year) so that your choice is remembered. If this site suggests a page in your browser's language and you close that suggestion, your browser also keeps a local note (pxl-banner-off, in local storage, 30 days) so the suggestion does not come back. Neither identifies anyone, neither is used for tracking or advertising, and neither is shared. You can delete them in your browser at any time.

Website statistics

This website uses Cloudflare Web Analytics to count visits (pages viewed, country, browser type, loading speed). It sets no cookie, does not use local storage, does not fingerprint your device, does not follow you across sites and does not build a profile of you. Search engines (for example Google Search Console) give us aggregated search statistics, without any data about individual visitors. We use no advertising or other analytics service. None of this concerns the app itself, which collects nothing.

Children

CapBudget is a general-purpose finance tool and is not directed at children.

Changes

An updated policy will be published at this URL with a new date above.

Contact

Questions about privacy: capbudget-contact@pixeon.net

Support

Last updated: 2026-10-06

CapBudget is a small independent app that keeps your budget on your device only: no account, no sign-up, no server. Answers to the most common questions are below.

Contact: capbudget-contact@pixeon.net, or use the form below.
We do our best to reply within a few days. To help us, tell us your device model, its system version and what you were doing. Please do not send real bank data or account numbers.

Where is my data stored?

Only on your device, in the app's own private storage. There is no CapBudget account and no CapBudget server, so nobody, including us, can see or recover your data. Details in the privacy policy.

How do I back up my data or move to a new phone?

  1. Open Settings → Backup & restore → Download a backup. You get a .sqlite file: keep it wherever you like (Files, a cloud drive, your computer).
  2. On the new device, install CapBudget, open Settings → Backup & restore, choose the file and tap Restore from a backup.

A restore replaces everything currently in the app.

I deleted the app or lost my phone: can my data be recovered?

Not unless you exported a backup: the data lives only on the device. Download a backup regularly.

How do I import my bank's transactions?

Export a CSV file from your bank's website, then open the Import CSV tab, choose the file, map its columns once, check the preview (duplicates and invalid dates are flagged) and confirm. Nothing is imported until you confirm.

Can transactions be categorized automatically?

Yes. In Reference data → Rules, create rules such as "label contains RENT → Housing / Rent". You can re-apply them to past transactions at any time; transactions you edited by hand are protected unless you explicitly choose to overwrite them.

How do I change the language, the theme or the start day of my budget month?

The language button is in the top bar. The theme and the day your budget month starts are in Settings. CapBudget is available in English, French, German, Spanish, Portuguese and Italian.

How do I remove the sample data?

Settings → Sample data → Remove sample data. Only the sample transactions are removed, never your own.

来自 Pixeon 的其他产品Free Metadata Cleaner

EXIF 查看器:查看并清理照片元数据,包括位置、日期、相机。

来自 Pixeon 的其他产品VaultMark

Encrypted document vault. Watermark documents, remove metadata before sharing.