CapBudget: bajeti
Bajeti ya familia na kufuatilia matumizi kwenye simu yako, bila akaunti.
CapBudget ni mpangaji wa bajeti na zana ya kufuatilia matumizi kwa ajili ya kupanga bajeti ya familia yako. Bajeti ya familia, matumizi ya kila siku na akiba vyote mahali pamoja. Kila kitu hubaki kwenye kifaa chako: bila akaunti, bila usajili, bila akaunti ya wingu, bila matangazo na bila ufuatiliaji, na programu inafanya kazi kikamilifu offline.
Kile CapBudget inachofanya
Ingiza taarifa za benki
Leta faili ya CSV kutoka benki yoyote. Unganisha safu wima mara moja, hakiki kitakachoingizwa (kuna utambuzi wa nakala na ukaguzi mkali wa tarehe), kisha thibitisha. Hakuna kinachokisiwa kimya kimya.
Acha sheria zifanye upangaji
Tengeneza sheria rahisi (“ina KODI → Makazi / Kodi”) na CapBudget itaweka miamala yako kwenye makundi kwa niaba yako. Zitumie tena kwenye miamala ya zamani wakati wowote, marekebisho yako ya mkono hayafutwi kamwe.
Ona pesa zinakwenda wapi
Chuja kwa kipindi cha miezi, mtiririko wa fedha au kundi, na usafirishe chati yoyote kama picha.
- Mtiririko wa kaya: mchoro wa Sankey kutoka mapato hadi makundi na kinachobaki
- Mgawanyo: mapato na matumizi kwa kundi, gusa kuona zaidi
- Pesa zinakwenda wapi: mfululizo wa matumizi, makubwa kwanza
- Mwezi unaoisha: kinachobaki, siku kwa siku
- Kasi yako: kila mwezi ukilinganishwa na matumizi ya kasi sawa
Malengo ya bajeti
Linganisha matumizi yako ya kila mwezi na kanuni ya 50/30/20 (mahitaji, matakwa, akiba) au weka asilimia zako mwenyewe na uone lengo dhidi ya hali halisi.
Mwezi wako, kwa njia yako
Mwezi wa bajeti unaweza kuanza siku yoyote, ili ulingane na siku mshahara unapoingia. Badilisha makundi, makundi madogo na mtiririko wa fedha upendavyo.
Ulinganishaji wa hiari kati ya simu zako
Ulinganishaji umezimwa kwa chaguo-msingi: usipouanza kamwe, hakuna kitakachobadilika na CapBudget itabaki 100% kwenye kifaa. Ukiuwasha, simu hubadilishana mabadiliko kupitia seva ya relay inayoendeshwa na Pixeon. Kila kitu hufichwa kwenye simu kabla ya kutumwa, na simu zilizooanishwa pekee ndizo zenye funguo, hivyo relay haiwezi kusoma data zako. Inaona tu taarifa za kiufundi kama ukubwa na nyakati za ujumbe. Oanisha simu kwa kuskani QR.
Data yako inabaki yako
Kila kitu kiko kwenye faili moja kwenye kifaa chako. Hamisha nakala rudufu wakati wowote na iweke unapopenda. Hakuna kitakachopakiwa isipokuwa ukiwasha kulinganisha.
Ina mandhari nyepesi na nyeusi.
Ni ya nani
- Kaya na familia zinazotaka kufuatilia bajeti yao kutoka kwa usafirishaji wa CSV wa benki yao.
- Watu wasiotaka kukabidhi taarifa za kuingia benki au kuunda akaunti ili kufuatilia matumizi yao.
- Watu waliochoshwa na uvujaji wa data wanaotaka kurejesha udhibiti wa data yao ya kifedha: hapa haiachi simu kamwe, kwa hivyo hakuna cha kuvuja kutoka kwa seva.
- Watu wanaofuata kanuni ya 50/30/20, au ambao mwezi wao wa bajeti huanza siku mshahara unapoingia.
Kwa nini uchague CapBudget
- Kifaa chako kwanza: hakuna akaunti, hakuna wingu, hakuna matangazo, hakuna ufuatiliaji. Miamala yako hubaki katika faili moja kwenye kifaa chako.
- Hufanya kazi kikamilifu bila mtandao, na ni bila malipo.
- Huleta CSV ya benki yoyote, kwa kutambua nakala na ukaguzi mkali wa tarehe. Kanuni za uainishaji hazibatilishi kamwe marekebisho yako ya mkono.
Ambacho programu haifanyi bado
- Bado hakuna usawazishaji wa benki wa kiotomatiki. Unaleta usafirishaji wa CSV kutoka benki yako.
- Usawazishaji kati ya simu zako mwenyewe ni wa hiari (umelindwa kwa usimbaji fiche wa mwisho hadi mwisho, hadi simu 5); hakuna akaunti ya wingu wala toleo la wavuti.
Kanuni ya Pixeon. Programu za Pixeon huanza na kifaa chako: hakuna akaunti, hakuna ufuatiliaji, na data yako hubaki kwenye simu yako. Ikiwa programu itaunganishwa na mtandao wakati wowote, ni pale tu unapochagua kuwasha kipengele unachohitaji, na sera ya faragha husasishwa kabla ya kutolewa.
Ona CapBudget ikifanya kazi.
Pata CapBudget.
Bila malipo kwenye iPhone na Android.
Privacy policy
Maandishi yaliyo hapa chini yako kwa Kiingereza. Toleo la Kiingereza ndilo linalotumika.
Last updated: 2026-11-03
CapBudget is a local-first budgeting app. The short version: nothing leaves your device unless you turn on sync between your own phones, and even then it is end-to-end encrypted. We collect nothing.
What data the app handles
Everything you put into CapBudget (bank transactions, account references,
categories, categorization rules, budget targets, and app settings) is
stored only in a single SQLite database on your device
(household.sqlite), in the app's own private storage. There is
no account and no login.
What we collect
Nothing. No analytics or usage tracking, no advertising or advertising identifiers, no crash or diagnostics reporting, no third-party SDKs that phone home. Without sync the app makes no network calls to any Pixeon service and functions fully offline.
Sync between your phones (optional)
Sync is off by default. If you link two or more phones in Settings > Sync, changes travel through a relay server run by Pixeon on Cloudflare. Everything is encrypted on your phone with a key that only your linked phones hold (it is exchanged by QR code, phone to phone, and never sent to the server). The relay stores only encrypted messages and an encrypted copy of the budget for a phone that joins; it cannot read them. It necessarily sees technical metadata: random channel and device identifiers, message sizes and times, and IP addresses (used for rate limiting, not logged). Removing a phone changes the key; stopping sync on every phone deletes the channel, and inactive channels are purged. No account, name, e-mail or phone number is involved.
CSV imports
When you import a bank CSV export, the file is parsed on your device. It is not uploaded anywhere and is not retained by the app unless you choose “keep” during import.
Backups
You can export a backup from Settings. The backup is a file you control. CapBudget does not upload it and has no access to wherever you save it.
Permissions
The app requests no location, contacts, microphone, or other sensitive permissions. The camera is used only if you scan a sync QR code; the image is processed on the phone and never stored or sent.
Optional tips
CapBudget is free. If you wish, you can leave the developer an optional tip; a tip never unlocks anything. In the iOS and Android apps this uses the store’s in-app purchase (Apple or Google Play): the payment is processed entirely by the store under its own terms and privacy policy, and CapBudget never sees your payment details, your account or your purchase history, and receives no personal information. The Android app declares the Google Play billing permission for this. In a web browser a button opens an external donation page in your browser; that page is operated by a third party under its own privacy policy, and nothing from the app is sent to it.
Bank-account references
An account number/IBAN from your CSV is stored to group transactions by account, kept only on your device. In the UI only the last 4 characters are shown.
Contact form on this website
If you write to us through this site, we use your message and the email address you optionally give only to reply. Bot protection is provided by Cloudflare and email delivery by Resend.
Language choice on this website
When you choose a language, or when this site opens a page in your browser's language, it stores
one small functional cookie (pxl, a language code, one year) so that your choice is
remembered. If this site suggests a page in your browser's language and you close that suggestion,
your browser also keeps a local note (pxl-banner-off, in local storage, 30 days) so the
suggestion does not come back. Neither identifies anyone, neither is used for tracking or advertising,
and neither is shared. You can delete them in your browser at any time.
Website statistics
This website uses Cloudflare Web Analytics to count visits (pages viewed, country, browser type, loading speed). It sets no cookie, does not use local storage, does not fingerprint your device, does not follow you across sites and does not build a profile of you. Search engines (for example Google Search Console) give us aggregated search statistics, without any data about individual visitors. Our own web server also counts the pages it serves: for each page it keeps the page address, the site or social network that sent you (only its name, or the campaign tag written in the link), the country, the type of device and whether the request came from a robot. It keeps no IP address, no identifier and no cookie, and these counts are anonymous. We use no advertising or other analytics service. None of this concerns the app itself, which collects nothing.
Delete your data
CapBudget keeps your data on your phone only. To delete it, open Settings and use Delete all my data (it erases the database and every preference, and the app starts again as on first launch), or uninstall the app. If you used sync, open Settings > Sync and choose Stop syncing on this phone on every linked phone: when the last linked phone stops, the encrypted channel and the encrypted copy of the budget are deleted from the relay. Delete all my data also leaves sync first. If a phone was offline, or the app was uninstalled without stopping sync, the channel is deleted automatically after 90 days without activity. For any request, write to the support e-mail below.
Children
CapBudget is a general-purpose finance tool and is not directed at children.
Changes
An updated policy will be published at this URL with a new date above.
Contact
Questions about privacy: capbudget-contact@pixeon.net
Msaada
Ilisasishwa mwisho: 2026-10-08
CapBudget ni programu ndogo huru inayoweka bajeti yako kwenye kifaa chako pekee: hakuna akaunti, usajili wala seva. Majibu ya maswali yanayoulizwa mara nyingi yako hapa chini.
Tunajitahidi kujibu ndani ya siku chache. Ili kutusaidia, tuambie modeli ya kifaa chako, toleo la mfumo wake na ulichokuwa ukifanya. Tafadhali usitume data halisi ya benki au nambari za akaunti.
Data yangu imehifadhiwa wapi?
Kwenye kifaa chako pekee, katika hifadhi binafsi ya programu. Hakuna akaunti ya CapBudget wala seva ya CapBudget, kwa hiyo hakuna mtu, hata sisi, anayeweza kuona au kurejesha data yako. Maelezo yako katika sera ya faragha.
Ninawezaje kuhifadhi nakala ya data yangu au kuhamia kwenye simu mpya?
- Fungua Mipangilio → Hifadhi nakala na urejeshe → Pakua nakala ya hifadhi. Utapata faili ya
.sqlite: ihifadhi popote unapopenda (Faili, hifadhi ya mtandaoni au kompyuta yako). - Kwenye kifaa kipya, sakinisha CapBudget, fungua Mipangilio → Hifadhi nakala na urejeshe, chagua faili kisha uguse Rejesha kutoka kwenye nakala ya hifadhi.
Urejeshaji hubadilisha kila kitu kilicho kwenye programu kwa sasa.
Je, ninaweza kutumia CapBudget kwenye simu mbili (kusawazisha)?
Ndiyo, ni wa hiari. Kwenye simu ya kwanza fungua Mipangilio → Sawazisha kisha uguse Alika simu. Kwenye simu ya pili gusa Jiunge na bajeti na uchanganue msimbo wa QR. Simu zote mbili zitaonyesha msimbo wa tarakimu 4. Ikiwa zinalingana, ruhusu simu mpya. Mabadiliko yako yatasawazishwa kati ya simu zako (hadi simu 5). Kila kitu husimbwa kwa njia fiche kwenye simu: seva ya usambazaji hupitisha tu data ambayo haiwezi kusoma. Msimbo wa QR huisha baada ya dakika 5. Ili kuondoa simu, fungua Mipangilio → Sawazisha na uguse Ondoa kando yake. Kisha ufunguo wa usimbaji fiche hubadilika. Maelezo zaidi yanapatikana katika sera ya faragha.
Nimefuta programu au nimepoteza simu yangu: data yangu inaweza kurejeshwa?
Haiwezi, isipokuwa ulihamisha nakala ya hifadhi: data huishi kwenye kifaa pekee. Pakua nakala ya hifadhi mara kwa mara.
Ninawezaje kuleta miamala ya benki yangu?
Hamisha faili la CSV kutoka kwenye tovuti ya benki yako, kisha fungua kichupo cha Ingiza CSV, chagua faili, linganisha safu zake mara moja, kagua hakikisho (nakala rudufu na tarehe zisizo sahihi zitaonyeshwa) kisha uthibitishe. Hakuna kitu kitakachoingizwa kabla ya uthibitisho wako.
Je, miamala inaweza kuwekwa katika kategoria kiotomatiki?
Ndiyo. Katika Data ya marejeo → Sheria, tengeneza sheria kama "maelezo yana RENT → Nyumba / Kodi". Unaweza kuzitumia tena kwenye miamala ya zamani wakati wowote; miamala uliyohariri mwenyewe inalindwa isipokuwa uchague wazi kuibadilisha.
Ninabadilishaje lugha, mandhari au siku ya kuanza kwa mwezi wangu wa bajeti?
Kitufe cha lugha kiko kwenye upau wa juu. Mandhari na siku ya kuanza kwa mwezi wa bajeti ziko kwenye Mipangilio. CapBudget inapatikana kwa Kiingereza, Kifaransa, Kijerumani, Kihispania, Kireno na Kiitaliano.
Ninaondoaje data ya mfano?
Mipangilio → Data ya mfano → Ondoa data ya mfano. Miamala ya mfano pekee ndiyo huondolewa, kamwe si yako.
Unga mkono mradi
CapBudget inabaki bila malipo na bila matangazo. Ikiwa inakusaidia, unaweza kuunga mkono uundaji wake (hiari):
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