CapBudget: बजेट

Privacy policy

तलको पाठ अङ्ग्रेजीमा छ। अङ्ग्रेजी संस्करण नै मान्य हुन्छ।

Last updated: 2026-11-03

CapBudget is a local-first budgeting app. The short version: nothing leaves your device unless you turn on sync between your own phones, and even then it is end-to-end encrypted. We collect nothing.

What data the app handles

Everything you put into CapBudget (bank transactions, account references, categories, categorization rules, budget targets, and app settings) is stored only in a single SQLite database on your device (household.sqlite), in the app's own private storage. There is no account and no login.

What we collect

Nothing. No analytics or usage tracking, no advertising or advertising identifiers, no crash or diagnostics reporting, no third-party SDKs that phone home. Without sync the app makes no network calls to any Pixeon service and functions fully offline.

Sync between your phones (optional)

Sync is off by default. If you link two or more phones in Settings > Sync, changes travel through a relay server run by Pixeon on Cloudflare. Everything is encrypted on your phone with a key that only your linked phones hold (it is exchanged by QR code, phone to phone, and never sent to the server). The relay stores only encrypted messages and an encrypted copy of the budget for a phone that joins; it cannot read them. It necessarily sees technical metadata: random channel and device identifiers, message sizes and times, and IP addresses (used for rate limiting, not logged). Removing a phone changes the key; stopping sync on every phone deletes the channel, and inactive channels are purged. No account, name, e-mail or phone number is involved.

CSV imports

When you import a bank CSV export, the file is parsed on your device. It is not uploaded anywhere and is not retained by the app unless you choose “keep” during import.

Backups

You can export a backup from Settings. The backup is a file you control. CapBudget does not upload it and has no access to wherever you save it.

Permissions

The app requests no location, contacts, microphone, or other sensitive permissions. The camera is used only if you scan a sync QR code; the image is processed on the phone and never stored or sent.

Optional tips

CapBudget is free. If you wish, you can leave the developer an optional tip; a tip never unlocks anything. In the iOS and Android apps this uses the store’s in-app purchase (Apple or Google Play): the payment is processed entirely by the store under its own terms and privacy policy, and CapBudget never sees your payment details, your account or your purchase history, and receives no personal information. The Android app declares the Google Play billing permission for this. In a web browser a button opens an external donation page in your browser; that page is operated by a third party under its own privacy policy, and nothing from the app is sent to it.

Bank-account references

An account number/IBAN from your CSV is stored to group transactions by account, kept only on your device. In the UI only the last 4 characters are shown.

Contact form on this website

If you write to us through this site, we use your message and the email address you optionally give only to reply. Bot protection is provided by Cloudflare and email delivery by Resend.

Language choice on this website

When you choose a language, or when this site opens a page in your browser's language, it stores one small functional cookie (pxl, a language code, one year) so that your choice is remembered. If this site suggests a page in your browser's language and you close that suggestion, your browser also keeps a local note (pxl-banner-off, in local storage, 30 days) so the suggestion does not come back. Neither identifies anyone, neither is used for tracking or advertising, and neither is shared. You can delete them in your browser at any time.

Website statistics

This website uses Cloudflare Web Analytics to count visits (pages viewed, country, browser type, loading speed). It sets no cookie, does not use local storage, does not fingerprint your device, does not follow you across sites and does not build a profile of you. Search engines (for example Google Search Console) give us aggregated search statistics, without any data about individual visitors. Our own web server also counts the pages it serves: for each page it keeps the page address, the site or social network that sent you (only its name, or the campaign tag written in the link), the country, the type of device and whether the request came from a robot. It keeps no IP address, no identifier and no cookie, and these counts are anonymous. We use no advertising or other analytics service. None of this concerns the app itself, which collects nothing.

Delete your data

CapBudget keeps your data on your phone only. To delete it, open Settings and use Delete all my data (it erases the database and every preference, and the app starts again as on first launch), or uninstall the app. If you used sync, open Settings > Sync and choose Stop syncing on this phone on every linked phone: when the last linked phone stops, the encrypted channel and the encrypted copy of the budget are deleted from the relay. Delete all my data also leaves sync first. If a phone was offline, or the app was uninstalled without stopping sync, the channel is deleted automatically after 90 days without activity. For any request, write to the support e-mail below.

Children

CapBudget is a general-purpose finance tool and is not directed at children.

Changes

An updated policy will be published at this URL with a new date above.

Contact

Questions about privacy: capbudget-contact@pixeon.net

सहायता

अन्तिम पटक अद्यावधिक गरिएको: 2026-10-08

CapBudget एउटा सानो स्वतन्त्र एप हो, जसले तपाईंको बजेट तपाईंको यन्त्रमै मात्र राख्छ: खाता चाहिँदैन, साइन-अप चाहिँदैन, सर्भर पनि छैन। सबैभन्दा सामान्य प्रश्नका उत्तरहरू तल छन्।

मेरो डेटा कहाँ भण्डारण हुन्छ?

तपाईंको यन्त्रमै मात्र, एपको आफ्नै निजी भण्डारणमा। CapBudget खाता वा CapBudget सर्भर छैन, त्यसैले हामीसहित कसैले पनि तपाईंको डेटा हेर्न वा पुनःप्राप्त गर्न सक्दैन। विवरणका लागि गोपनीयता नीति हेर्नुहोस्।

म आफ्नो डेटा कसरी ब्याकअप गर्ने वा नयाँ फोनमा सार्ने?

1. सेटिङहरू → ब्याकअप र पुनर्स्थापना → ब्याकअप डाउनलोड गर्नुहोस् खोल्नुहोस्। तपाईंले .sqlite फाइल पाउनुहुन्छ: यसलाई आफूलाई मनपर्ने ठाउँमा राख्नुहोस् (फाइलहरू, क्लाउड ड्राइभ वा आफ्नो कम्प्युटरमा)।
2. नयाँ यन्त्रमा CapBudget इन्स्टल गर्नुहोस्, सेटिङहरू → ब्याकअप र पुनर्स्थापना खोल्नुहोस्, फाइल छान्नुहोस् र ब्याकअपबाट पुनर्स्थापना गर्नुहोस् थिच्नुहोस्।

पुनर्स्थापनाले एपमा हाल रहेका सबै कुरा प्रतिस्थापन गर्छ।

के म CapBudget दुईवटा फोनमा प्रयोग गर्न सक्छु (सिङ्क)?

हो, यो वैकल्पिक सुविधा हो। पहिलो फोनमा सेटिङहरू → सिंक खोल्नुहोस् र फोनलाई निम्तो दिनुहोस् मा ट्याप गर्नुहोस्। दोस्रो फोनमा बजेटमा सामेल हुनुहोस् मा ट्याप गरेर QR कोड स्क्यान गर्नुहोस्। दुवै फोनमा ४ अङ्कको कोड देखिन्छ: कोड मिलेमा नयाँ फोनलाई अनुमति दिनुहोस्। त्यसपछि तपाईंका परिवर्तनहरू फोनहरूबीच सिङ्क भइरहनेछन् (बढीमा ५ फोन)। सबै कुरा फोनमै इन्क्रिप्ट हुन्छ: रिले सर्भरले आफूले पढ्न नसक्ने डेटा मात्र पठाउँछ। QR कोड ५ मिनेटपछि म्याद सकिन्छ। फोन हटाउन सेटिङहरू → सिंक खोल्नुहोस् र त्यसको छेउमा हटाउनुहोस् मा ट्याप गर्नुहोस्; त्यसपछि इन्क्रिप्सन कुञ्जी बदलिन्छ। थप विवरण गोपनीयता नीतिमा हेर्नुहोस्।

मैले एप मेटेँ वा फोन हराएँ, के मेरो डेटा पुनःप्राप्त गर्न सकिन्छ?

तपाईंले ब्याकअप निर्यात गर्नुभएको छैन भने सकिँदैन, किनकि डेटा यन्त्रमै मात्र हुन्छ। नियमित रूपमा ब्याकअप डाउनलोड गर्नुहोस्।

म आफ्नो बैंकका कारोबारहरू कसरी आयात गर्ने?

आफ्नो बैंकको वेबसाइटबाट CSV फाइल निर्यात गर्नुहोस्, त्यसपछि CSV आयात ट्याब खोल्नुहोस्, फाइल छान्नुहोस्, त्यसका स्तम्भहरू एकपटक मिलाउनुहोस्, पूर्वावलोकन जाँच गर्नुहोस् (दोहोरो कारोबार र अमान्य मितिहरू देखाइन्छन्) र पुष्टि गर्नुहोस्। तपाईंले पुष्टि नगरेसम्म केही पनि आयात हुँदैन।

के कारोबारहरू स्वचालित रूपमा वर्गीकरण गर्न सकिन्छ?

सकिन्छ। सन्दर्भ डेटा → नियमहरू मा गएर "लेबलमा RENT समावेश छ → आवास / भाडा" जस्ता नियमहरू बनाउनुहोस्। तपाईंले तिनलाई जुनसुकै बेला पुराना कारोबारमा फेरि लागू गर्न सक्नुहुन्छ; तपाईंले हातैले सम्पादन गरेका कारोबारहरूलाई स्पष्ट रूपमा अधिलेखन गर्न नछान्दासम्म सुरक्षित राखिन्छ।

म भाषा, थिम वा मेरो बजेट महिनाको सुरु हुने दिन कसरी बदल्ने?

भाषा बटन माथिल्लो बारमा हुन्छ। थिम र तपाईंको बजेट महिना सुरु हुने दिन सेटिङहरू मा हुन्छन्। CapBudget अङ्ग्रेजी, फ्रेन्च, जर्मन, स्पेनी, पोर्तुगाली र इटालियन भाषामा उपलब्ध छ।

म नमुना डेटा कसरी हटाउने?

सेटिङहरू → नमुना डेटा → नमुना डेटा हटाउनुहोस्। आफ्ना कारोबारहरू कहिल्यै होइन, नमुना कारोबारहरू मात्र हटाइन्छन्।